* { box-sizing: border-box; }
:root { --primary: #63c2fa; --black: #111111; --dark: #1C1C1C; --mid: #2B2B2B; --light: #F5F5F5; --white: #ffffff; --muted: #626873; --line: #e8edf2; --shadow: 0 16px 38px rgba(17,17,17,.10); }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: var(--black); background: #fbfcfe; line-height: 1.65; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
.container { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.site-header { position: sticky; top: 0; z-index: 40; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); box-shadow: 0 8px 22px rgba(17,17,17,.05); }
.header-inner { display: none; align-items: center; justify-content: space-between; gap: 24px; min-height: 76px; }
.logo img { width: 124px; max-height: 46px; object-fit: contain; }
.main-nav { display: flex; align-items: center; justify-content: center; gap: 8px; flex: 1; }
.main-nav a { padding: 10px 14px; border-radius: 999px; color: #27313f; font-weight: 700; font-size: 15px; }
.main-nav a:hover { background: rgba(99,194,250,.14); color: #0a5f92; }
.header-actions, .mobile-actions { display: flex; align-items: center; gap: 10px; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 46px; padding: 12px 22px; border-radius: 999px; background: linear-gradient(135deg, var(--primary), #2c9cdc); color: #fff; font-weight: 800; border: 0; box-shadow: 0 10px 22px rgba(47,155,215,.26); cursor: pointer; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 14px 28px rgba(47,155,215,.32); }
.btn-small { min-height: 40px; padding: 9px 18px; font-size: 14px; }
.btn-secondary { background: linear-gradient(135deg, #1C1C1C, #2B2B2B); }
.mobile-topbar { position: relative; display: flex; align-items: center; justify-content: space-between; min-height: 64px; padding: 10px 16px; }
.mobile-logo { position: absolute; left: 50%; transform: translateX(-50%); }
.mobile-logo img { width: 118px; }
.mobile-menu-toggle { width: 42px; height: 42px; border-radius: 14px; border: 1px solid var(--line); background: #fff; color: var(--black); font-size: 24px; font-weight: 800; line-height: 1; }
.mobile-spacer { width: 42px; }
.mobile-actions { justify-content: center; padding: 0 16px 12px; }
.mobile-actions .btn { width: min(160px, 45vw); }
.mobile-nav { display: none; padding: 8px 16px 16px; background: #fff; border-top: 1px solid var(--line); }
.mobile-nav.is-open { display: grid; gap: 8px; }
.mobile-nav a { padding: 12px 14px; border-radius: 14px; background: var(--light); font-weight: 700; }
.hero { background: radial-gradient(circle at 10% 10%, rgba(99,194,250,.28), transparent 34%), linear-gradient(135deg, #ffffff 0%, #eef8ff 54%, #ffffff 100%); padding: 36px 0 30px; }
.banner { display: grid; gap: 26px; align-items: center; }
.hero h1, .page-hero h1 { margin: 0 0 14px; font-size: clamp(30px, 7vw, 58px); line-height: 1.08; letter-spacing: -1px; }
.hero p, .page-hero p { color: #4c5664; font-size: 17px; margin: 0 0 20px; }
.hero-media { padding: 14px; border-radius: 28px; background: #fff; box-shadow: var(--shadow); }
.hero-media img { border-radius: 22px; margin: auto; }
.tags { display: flex; flex-wrap: wrap; gap: 10px; margin: 20px 0 0; }
.tag { display: inline-flex; padding: 8px 12px; border-radius: 999px; background: rgba(99,194,250,.13); color: #106999; font-weight: 800; font-size: 13px; }
section { padding: 34px 0; }
.section-title { margin: 0 0 16px; font-size: clamp(24px, 4vw, 36px); line-height: 1.18; }
.section-lead { color: var(--muted); margin-top: -6px; }
.grid { display: grid; gap: 18px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 22px; box-shadow: 0 10px 28px rgba(17,17,17,.06); }
.card h2, .card h3 { margin-top: 0; line-height: 1.25; }
.card p:last-child, .notice p:last-child { margin-bottom: 0; }
.notice { border-left: 5px solid var(--primary); background: #ffffff; border-radius: 18px; padding: 18px; box-shadow: 0 8px 20px rgba(17,17,17,.06); }
.faq { display: grid; gap: 14px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 16px 18px; box-shadow: 0 8px 20px rgba(17,17,17,.05); }
.faq summary { cursor: pointer; font-weight: 800; }
.page-hero { background: linear-gradient(135deg, rgba(99,194,250,.16), #fff); padding: 38px 0; border-bottom: 1px solid var(--line); }
.breadcrumbs { display: flex; flex-wrap: wrap; gap: 8px; color: var(--muted); font-size: 14px; margin-bottom: 10px; }
.inline-links { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 18px; }
.inline-links a { color: #0b6fa6; font-weight: 800; }
.steps { counter-reset: step; display: grid; gap: 14px; }
.step { counter-increment: step; position: relative; padding-left: 58px; }
.step::before { content: counter(step); position: absolute; left: 0; top: 0; width: 40px; height: 40px; border-radius: 50%; background: var(--primary); color: #fff; display: grid; place-items: center; font-weight: 900; }
.footer { background: var(--dark); color: #eef6fb; margin-top: 36px; padding: 36px 0 0; }
.footer-grid { display: grid; gap: 24px; }
.footer-logo { font-size: 24px; font-weight: 900; color: #fff; }
.footer-nav { display: grid; gap: 10px; }
.footer-nav a { color: #d9edf8; font-weight: 700; }
.footer-compliance { color: #d7e4ec; }
.footer-bottom { text-align: center; padding: 18px; margin-top: 24px; border-top: 1px solid rgba(255,255,255,.12); color: #cbd8df; font-size: 14px; }
@media (min-width: 768px) {
    .mobile-topbar, .mobile-actions, .mobile-nav { display: none !important; }
    .header-inner { display: flex; }
    .banner { grid-template-columns: minmax(0, 1.1fr) minmax(280px, .9fr); }
    .grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .grid.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .footer-grid { grid-template-columns: 1.1fr .7fr 1.2fr; }
}
@media (min-width: 1024px) {
    .container { width: min(1180px, calc(100% - 56px)); }
    .site-header .container { width: min(1220px, calc(100% - 64px)); }
    .logo img { width: 148px; }
    .main-nav { gap: 14px; }
    .header-actions { gap: 12px; }
    section { padding: 44px 0; }
}